Do Roofers Cover Deductible?
This article discusses four things homeowners need to know about roof replacement deductibles. Many of our customers ask us about their deductibles and we are often asked whether it is possible for our company to waive or take over the deductible for roof repairs. In our group of contractors, customers often ask our group of contractors whether it is possible to waive the insurance deduction for a claim against a roof expense allowance. The answer is always the same: no, we do not cover deductibles in this situation. In general, information on deductibles and insurance rules should remain with the insurer. To be clear, it has always been illegal to not pay a deductible for an insurance claim and then still receive the benefit paid by the insurance company. Homeowners are often approached by seemingly legitimate contractors and told that it is perfectly legal to cover the excess for insurance repairs. Often the roofer conceals that the homeowner's insurance includes a deductible t...